Is a Health Savings Account separate from my medical insurance

Yes - You can establish a health savings account with any institution that accepts health savings account deposits.

Related Topics:
What is a Health Savings Account?
What is a qualified high deductible health plan (HDHP)?
Can I use my health savings account for non-qualified expenses?
Can my employer contribute to my health savings account?
Who is eligible for a Health Savings Account?
Is there a maximum dollar amount that I can put into my health savings account every year.